Banking becomes more interactive and simple with
mobile banking apps that are extremely easy and safe to use.
The proliferation of Internet-enabled smartphones in our
lives is such that every person using a mobile phone today opts for a
smartphone only. Gone are the days of chunky handsets that offered only a few
basic telephony services. Today, the Internet-enabled smartphone is one’s
window to the world – right from using the phone for business to watching a
late night movie before bed, the smartphone is one’s constant companion all
day.
Since users like to perform all their work and leisure tasks
on their mobile phones, it is obvious that they also like to manage their
personal finances using their smartphones. To this end, banks have encouraged
the use of mobile phones in daily banking with a host of mobile banking apps
that are interactive and simple to use. Simply downloading your bank’s mobile
banking app opens up a veritable doorway to a quick and safe daily banking experience.
Whatever you bank for, with an actual visit to the bank
branch or over your laptop screen, you can do so with the mobile banking app –
maybe even better! Banks in the UAE incentivise the use of mobile banking apps
with discounts, points and other rewards for using the app. Besides this,
customers get access to such excellent features as:
·
Free, unlimited use of the app.
·
Open a savings bank account instantly using your
mobile phone.
·
Check transaction history and account balance.
·
Review and pay your utility bills in seconds.
·
Self-register for the bank’s services and offers
using your mobile phone.
·
Review and redeem your reward points instantly.
·
Set payment instructions for utility and credit
card bills.
·
Create fixed/recurring deposit account, register
for credit cards and other services.
·
Get access to the bank’s relationship manager
instantly.
·
Get forex when travelling, etc.
Mobile banking apps created by premier UAE banks are
completely safe to use and do not pose any threat to the customer. However, one
must follow the usual safety protocols while using these apps:
·
Do not reveal your user details to anyone.
·
Always log out or ‘crash’ your last used apps
before returning to the Home screen – this helps in case your phone is stolen.
A thief would be able to access an open app easily.
·
Download device-specific apps only, viz. Android
apps for Android phones and iOS-specific apps for iPhones. This is because
there are specific softwares designed for these devices which work best only on
those operating systems.
·
Install a reliable anti-virus software that nabs
any malware from threatening your security.
